You can only change ONE letter, AND/OR rearrange the letters currently available. The first word is:
WINS
neat
ante
earn
raze
zero
lore
real
hi dez, ive had nothing but bad luck, then when i think i can breath again more bad luck finds me again, lol
meal
lime
ceil
coil
lido
lion
lino
nile
lime
mule
melt
meld
mewl
mews
mesh
sham
harm